In the previous articles, we have discussed debt, credit repair and establishing good credit. We talked about paying off all your old bills. That's great if you can afford to do that. If you can't or just need to earn more money, perhaps this article can help. I will be discussing ways to earn money. Some of them I have used, some of them I am just aware off. All of them are low cost to start up. All of them can be done in your spare time.
1) Ameriplan - As I have health problems, I have to spend a good bit on prescriptions. As I don't currently have insurance, I looked for a way to reduce my cost. I found it with Ameriplan. I was so impressed with the plan that I (along with my fiancée) became a broker. Ameriplan offers discounts on dental, prescriptions, vision and chiropractic services. I researched it on the internet before signing up. I found several instances of people reporting that they saved hundreds of dollars on these services. The plan is $11.95 per month and $19.95 for a whole family. If you become a broker you can earn commission for enrolling people in these plans and you also get a residual for each month they keep the plan. As most people save a lot of money with this plan, cancellations are very low. The links are at the bottom of this page or visit this site
2) SMC Specialty Merchandise Corp. This company has been around for over 50 years. You sign up with them. The cost is about $300. You can then buy from their line of over 3000 products. You can get catalogs to show to friends, family, potential customers. If something cost $25.00 in the catalog your cost will be around $8.00. They will also drop ship under your name. You can sale with the catalogs, on the internet ( though there are many people selling these products on the net). You can also purchase a supply of products if your finances permit to take to flea markets. Again I have tried this out. The items didn't do to well on the net due to so much competition. However, approx 60% of people I showed the catalog to actually placed an order. These items also sell ok at flea markets.
3) Tiger Direct- This company sells computers and related items. Their cost is usually below what you get a CompUSA or BestBuy. You can purchase items and resell. You can also save money on your own purchases. If you have a resellers certificate you can get even better deals or savings on shipping.
4) Another part time business that you can do is a food/grocery delivery service. People call you and place an order and you go pick it up and deliver and charge a fee for that service. It requires very little to start this service. You may want to check with your auto insurance about using your car for business. You can either use your home phone or have a 2nd line put in for this business. Send letters to restaurants offering ways for them to increase their business. You send them orders and they give you a discount on those orders. This will maximize your profit and allow you to keep your delivery charge low enough that customers will want your service. Pizza and Chinese places offer delivery. You are offering the public an alternative to pizza or Chinese. Hotels/motels are a good place to leave flyers.
5) Do you have a skill or trade that you can teach?. Many communities have night time education programs in the local schools. Normally you don't need a degree to teach these. You just need to be proficient in the subject.
Please check back on my website as I will be updating this article and add new articles. http://www.jaxconnect.com/earn.htm If I can be of any help please contact me cinbud2004@comcast.net

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